Sanjo Co-operative Society Ltd. (“Society”, “we”, “our”, “us”) values the trust of its members and is committed to protecting their personal and financial information. This Privacy Policy explains how we collect, use, store, and safeguard the information you provide when becoming a member and while availing services such as shareholding, deposits, and loans.

1. Information We Collect

• Personal details: Name, Date of Birth, Gender, Photograph, Signature.
• Contact information: Permanent and Local Address, Phone Number, Email ID.
• Identity documents: Aadhaar Card, PAN Card, and other KYC documents.
• Financial information: Shares, deposits (CD, SDA, FD), loan records, repayment history, and related transactions.

2. Purpose of Data Collection

• Processing membership applications and issuing share certificates.
• Maintaining records of shares, deposits, and loans.
• Ensuring transparency and efficient management of Society operations.
• Complying with statutory and regulatory requirements.
• Communicating Society updates, services, and notices.

3. Data Storage and Security

• Physical documents are stored in locked facilities.
• Digital records are password-protected with restricted access.
• Reasonable measures are taken against unauthorized access or misuse.

4. Data Sharing and Disclosure

We do not sell or rent personal data. Data may only be shared:

• With government/statutory authorities as required by law.
• With auditors, regulators, or authorized personnel for compliance.
• With legal authorities in cases of disputes, fraud, or enforcement of rules.

5. Member Rights

• Access your personal information held by the Society.
• Request corrections to inaccuracies.
• Seek clarification on data usage.
• Withdraw consent (subject to legal obligations).

6. Data Retention

We retain data as long as required by law or Society operations. Even after cessation of membership, records may be preserved for statutory compliance.

7. Use of Services and Consent

By applying for membership, purchasing shares, or availing deposits/loans, members consent to collection and processing of their data under this policy.

8. Updates to the Policy

We may update this Privacy Policy from time to time. Updates will be communicated via notice boards, circulars, or official announcements.

9. Contact Information

Sanjo Co-operative Society Ltd.
First Floor, Sanjos, No.8, 251, 3rd Block, 4th Street, Prakruti Layout,
Babusahibpalaya, Bangalore – 560043

Contact Officials:
Jacob Panamthanth (President) – +91 96634 24573
Sebastian A.V (Vice President) – +91 94482 78914
Joseph T.J (Office In-Charge) – +91 99002 80360

Email: sanjosociety@gmail.com